I recently updated my site to SEF, however since then my forum (which uses SMF-Forum 1.3.1., SMF1.0.3[unwrapped]) seems to have broken links for all the images (header, buttons, etc) and smileys.
The forum itself seems to run okay, I can go into the Admin page, I can post replies etc.  It appears the image urls have been formatted to fit the SEF.  I tried searching the board but can't seem to find a solution to work.
What do I need to update to get the images to appear?  What should I look for? I'm lost..

Here's a link to my forum

http://www.karaterice.com/component/option,com_smf/Itemid,32/

I checked the template
It doesn't reference the link

http://www.karaterice.com/forum....

rather it provides:

<img src="', $settings['images_url'], '/krlogo.jpg" width="803" border="0" style="float: right;" alt="Karaterice" />

Should I just take out all those $settings...  and put the direct link?

Thanks